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(301) 837-9402
smccartin@royalallianceadvisors.com
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Chester office

1563 Postal Road 3B

Suite C-1
Chester, MD 21619

How I Operate 

I practice a 'small town advisor in the big city' approach. I enjoy sitting down at the kitchen table & building relationships that (hopefully) turn into longtime friendships, truly getting to know my clients and their families.  I come from a family insurance agency background where 'above & beyond' client service meant everything.  Those ideals are part of who I am as a financial advisor & business  owner. There may be an occasional prospect who is  "too large" or out of my realm of experience but there is never a client "too small" or "too young" or "too old" that won't receive my undivided attention & together we will figure out a solid plan of action.  I particularly enjoy educating young clients on the fundamentals of investing and the value & mechanics of life insurance. If, however,  a client is not a good fit for whatever the reason may be, through the years I have developed an extensive referral network of financial, tax & law professionals I can rely on to get you to the right person for your particular goal. If you have a question or something on your mind, don't practice 'paralysis by analysis' !  Give me a call & I'll let you know what direction I would take if I were in your shoes and then you can make an informed decision.           

Our Primary Purpose

MFS offers a wide range of insurance, investment & financial  planning services. As a licensed Insurance advisor with 29 years experience in the auto, home, business, life, health, disability & long-term care arena, I have access to many companies and products through my independent agency & broker dealer channel. I am independent and can shop for the best value for each & every client.

As a licensed investment professional for over 15 years, my partnership with Royal Alliance Associates, Inc., a registered broker dealer, gives my clients a wide range of investment products & companies to choose from. Whether you are looking for advice on employee benefits, individual investment products or retirement planning strategies, I can help you find a strategy that helps to meet your short & long range goals. All available products can be found under the 'services' tab. 

Recognizing that everyone encounters challenges along the way, I strive to anticipate and address those situations as they occur. I want to help keep you on track toward a meaningful and purpose-driven financial future.

I invite you to check out all the material on this website. If something prompts a question, please send me a quick email or call my office. I look forward to speaking with you.  

Knowledge is power.

It’s also the foundation for intelligent, well-considered decisions. Whether new in the workforce or with retirement in sight, sound decisions are vital in helping you pursue your goals and avoid costly mistakes that can impact your future. For many, understanding every aspect of personal finance can be daunting. From investments to retirement to insurance, the decisions can be overwhelming.

Client Centered

As a financial professional, I am  committed to helping people just like you create strategies for their retirement assets. Once we understand your risk tolerance, time horizon, and goals, we'll work to develop a program that carefully balances investment strategies with preserving principal.

Today’s economic environment brings challenges. But along with challenges come opportunities and potential rewards. I work closely with our clients to evaluate those opportunities and strive to reap those rewards. 

I invite you to check out all the material on our website. If something prompts a question, please send us an email or call the office. 

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